How dependant are you on a few key people?

Surprisingly, many businesses don’t know the answer to this question and thus leave themselves open to some serious problems when the aprocrypal bus knocks over someone who you’d not considered as being vital to your business.

However, it’s not just a bus running over your essential personnel that can happen as people can and do get jobs in other companies. Therefore key man life insurance is something that you shouldn’t neglect in the operation of your business.

First thing you need to do though is to identify just who the key personnel are… not always a simple task.

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