A Time of Magic

Although it might sound crazy to even be thinking of summer holidays before Christmas, that’s one of the best times of year to be doing just that.

Places like keystone lodging have loads of accommodation options available at the moment but that situation changes very rapidly just after Christmas. Even as soon as Boxing Day you can find that there’s a noticeable reduction in availability for some resorts.

Which reminds me that I’ve some flights to book myself…

Getting the RV into shape for the new year is a major task if you’ve been doing a lot of travelling around during the year.

Not only do you need the truck side of things sorted out but the accommodation can take quite a beating too, and then there’s all the plumbing to consider. One thing that’s also worth reviewing too is the rv insurance. That insurance is usually somewhat more complex than normal car or truck insurance given the usage profile of an RV ie lots of long journies with often little or no travelling between vacations in it. That complexity in turn means that there are often lots of ways to sensibly save money on the insurance: many more than you’d find with your car.

Most people recognise that there are significant gaps in normal medical insurance cover and so there’s quite a market in Medicare supplement insurance.

The supplemental insurance market is all about filling those gaps and extending your cover in areas where you’ve not got quite enough for your needs and can’t add more within your normal insurance contract. For example, if your employer offers cover it will tend to be quite limited in some areas. Obviously you don’t want to go out and pay for a full insurance policy in these cases as some or possibly most of your needs are covered already.

What makes this market a lot more complex is that the gaps and cover limits aren’t standard so you generally need a broker who can go through your existing policies to identify where they don’t cover you well enough. Doing it yourself is, of course, possible but insurance contracts are notorious for their complexity so it’s not a task to be undertaken lightly and besides the broker will almost certainly save you a considerable chunk of cash.