A Time of Magic

Getting cheap auto insurance quotes for a foreign car needs to be considered as something of a hobby as so much time needs to be devoted to it.

It’s not that you can’t get insurance quotes for the car, it’s that you need to call up after getting each quote and confirm that they know it’s a foreign car. Very frequently at that point they say that they can’t insure it at all so you’ve to restart your quest once more.

Now, I can understand that there aren’t massive numbers of foreign cars being insured but there are significant numbers of them. No longer are they the flash sports cars either: look around any town and you can see a fair number of quite ordinary foreign cars around. These are people who the normal specialist imported car insurers aren’t geared up to deal with.

The insurance market is a bit of a minefield at times with all kinds of weird and wonderful terminology seemingly put their just to confuse you. And it does, doesn’t it?

In the end people tend to just get what seems to be the simplest insurance but that almost always costs them dear. I’m sure that most people realise that it’s term insurance rather than life insurance that they need to cover their mortgage, but what about those times when you need a specialist broker?

Probably the most complex insurance that most people would come across is 5th wheel insurance. It’s complicated because you’re looking for insurance for both a car and a house all wrapped up in one policy, hence this is one area where a specialist broker can save you a lot of cash.

After a bit of hunting I managed to track down the car insurance certificate so I could get the car tax renewed the other day.

I’ve been keeping them out of sync over the past number of years as it’s just a pain to have to do the car tax, insurance and MOT all at the same time as the car tax people won’t renew it without current versions of the other two. It also has the plus point that it reminds me to see about getting car insurance quotes which ordinarily I’d been leaving far too late in the day to do anything about.

This year we’ve the added complication that I need to get the French car insured in the UK if I can manage such a thing at a reasonable cost. That in turn means actually visiting insurance brokers as you can’t do that kind of thing online. I need to work up to that I think.